Get Endowus Cash Smart $100 bonus* for a limited time only, a bonus of $100 for completing.
A bonus of $100 for completing
* based on net asset value (NAV) at the time the promotional award is processed.Top forex bonus promo
** the promotion period ends on 14 february 2021. Yes, the standard access fees for cash investments apply.
Get endowus cash smart + $100 bonus* for a limited time only
Save smarter and earn up to 1.6% p.A. On your cash
Endowus cash smart is a secure way to grow your cash with higher yields and no lock-ups, no limits or tiers, no penalties, no hidden charges, no transfer limits, and no fuss.
For a limited time, the first 2,000 new clients who sign up for endowus cash smart will receive units in lionglobal all seasons fund (growth) worth SGD100* to help them get started on building their ideal investment portfolio.
This promotion is only valid for new clients who invest at least $10,000 into cash smart. $100 equivalent in units will be added within one month following the promotion period**.
* based on net asset value (NAV) at the time the promotional award is processed.
** the promotion period ends on 14 february 2021.
For full terms & conditions governing the promotion, please click here.
How do I take advantage of this promotion?
The first 2,000 new clients who sign up for cash smart or a cash management goal via fund smart over the promotion period will automatically be eligible for this promotion. Please refer to this promotion’s terms and conditions for qualification details.
How do I sign up for cash smart?
How do I sign up for a cash management goal via fund smart ?
When does this promotion end?
This promotion ends on 14 february 2021 or once the first 2,000 new clients who have funded a new cash smart portfolio or a cash management goal via fund smart have been reached, whichever is earlier.
Are existing clients eligible for this promotion?
No, this promotion is for new clients only. Existing clients who register with a new email address will be automatically disqualified for this promotion.
Can I receive more than one promotion (i.E., get more than $100 worth of LGI units)?
No, this promotion can only be awarded once, even if your qualifying investment exceeds the $10,000 minimum to be eligible for the promotion.
Are deposits and investments into other products eligible for this promotion?
No, the first investment of $10,000 or more must be made to an endowus cash management product (i.E, either a cash smart investment or an investment in a cash management goal via fund smart) to be eligible for this promotion. Based on your financial objectives, needs and risk tolerance, you can set up another goal and invest into other products, but those investments will not be eligible for this promotion.
Can I receive the $100 promotion in a different fund than lionglobal all seasons fund (growth)?
No, the promotional amount will only be added to lionglobal all seasons fund (growth). However, you are free to redeem the units in the lionglobal all seasons fund (growth) and use the proceeds as you wish after the 90 days minimum holding period. It should be noted that this is a promotional award and should not be construed as a recommendation of the lionglobal all seasons fund (growth) for your specific needs and objectives.
Is the lionglobal all seasons fund (growth) $100 promotion credited as a cash, CPF or SRS investment?
It is a cash investment, regardless of whether your qualifying investment was funded using cash or SRS monies.
Do I need to pay access fees for the lionglobal all seasons fund (growth) fund?
Yes, the standard access fees for cash investments apply.
Can I sell or withdraw all or part of the $100 promotion?
Yes, but only after the 90 days minimum holding period. The 90 days minimum holding period starts from the day the promotional lionglobal all seasons fund (growth) units are credited into your endowus account.
Can I still receive a referral incentive in addition to this promotion?
Yes, this promotion will be applied on top of any other new account incentives. And as a client you will still be able to receive any additional incentives for the referrals you make.
Where can I learn more about endowus cash smart and endowus fund smart?
Where can I learn more about lionglobal all seasons fund(growth)?
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How to get $100 BTC bonus in ghana
How to get $100 BTC bonus in ghana
In order to open up the ghanaian trading market, coincola decided to launch an important promotion in ghana from now on. You can enjoy the following three rewards and get $100 BTC bonus.
Promotion details are as follows.
First reward: get $1 BTC by referring a ghanaian friend.
Step 1: get your invitation code or referral link
Step 2: your ghanaian friend signs up with your invitation code or referral link
Step 3: your ghanaian friend complete verification with ghana ID
The more ghanaian friends you invite, the more BTC you will get!
Second reward: get at least $2 BTC by selling coins to GHS
No matter what the trade amount, you will get $2 BTC at least by selling coins to GHS if you complete verification with ghana ID.
| Cumulative trade amount | bonus |
| less than $200 BTC | $2 BTC |
| $200-$1000 BTC | $5 BTC |
| $1000-$2000 BTC | $10 BTC |
| more than $2000 BTC | $15 BTC |
The more amount of BTC you trade, the more BTC you will get!
The third reward reward: trade coins to GHS without any fee
All users and vendors trade coins in ghana without any fees!
1.Promotion period: dec 16, 2020 to jan 15, 2021 (HKT);
2.Each user can get up to $100 BTC bonus. Coincola will issue your BTC bonus to your coincola wallet after the promotion ends;
3.Coincola has the right to disqualify the candidate and cancel the bonus because of any manipulated or cheating trades against the rules；
4.Coincola has the final explanation for this activity.
If you have any questions or concerns, please contact us through whatsapp:+852 5166 2291.
Thank you for your support and enjoy your trading!
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Activation
Online slots and casino games
The best casino bonuses
Security and privacy
Helpful links
Promotional terms and conditions
Section 6: valid stakes, bets or wagers
You may stake up to the amount of the balance available in your account. We do not offer accounts with a credit facility.
Winnings which are generated from promotional free spins will go into your bonus credit account.
When a bet or stake is placed and confirmed, the corresponding amount is deducted from your account balance.
Game specific rules will be made available to you when you start playing a game. These rules can be located on the website and within each game. These are referred to as the rules of the games. It is your responsibility to read and understand these game specific rules before you start playing.
It is your responsibility to check that the bet instructions you have submitted are correct before committing to play.
Winnings from deposits will go into your cashable credit account.
All bonuses (including winnings from promotional free spins) will be credited to your bonus credit account and are subject to the bonus credit wagering requirement. Winnings from bonus credit will also be credited to your bonus credit account.
Once your bonus credit wagering requirement balance is £0, any remaining bonus credit will automatically be transferred as winnings to your cashable credit account.
If your bonus credit account balance is £0, you should contact us to remove any remaining wagering requirements from your account. You can contact our customer support team on 01384 885046.
In the event that you withdraw cashable credit before you have met your bonus credit wagering requirement (i.E. Before your bonus credit wagering requirement balance is £0) your bonus credit and bonus credit wagering requirement will be reduced by the same percentage that you have withdrawn from your cashable credit. By way of example only: you have made a first deposit of £10, credited to your cashable credit account, and received a first deposit match bonus of £10, credited to your bonus credit account; your bonus credit wagering requirement balance is £400 (i.E. 40 x bonus of £10); you play through your £10 deposit once on a slots game and win £50. Your bonus credit wagering requirement balance is unchanged (as you have not yet staked any bonus credit); you are free to withdraw the £50 winnings, stored in your cashable credit account, but you choose to only withdraw £25 (i.E. 50%); as your bonus credit wagering requirement balance is not yet £0, you will forfeit 50% of your bonus credit (reducing it to £5) and your bonus credit wagering requirement balance will be reduced by 50% (reducing it to £200).
If bonus abuse is discovered we may at our discretion remove rewards as outlined in section 7b.
In the event that you stake both cashable credit and bonus credit, any winnings will be applied proportionately to your cashable credit and bonus credit accounts and your bonus credit wagering requirement balance will be reduced only by the amount of bonus credit used. By way of example only: you have deposited £5, credited to your cashable credit account, and have received a first deposit match bonus of £5, credited to your bonus credit account; your bonus wagering requirement is £200 (i.E. 40 x bonus of £5); you elect to stake £10 on a slots game; as you do not have enough cashable credit to cover your stake, the remaining £5 (50%) will be deducted from your bonus credit and your bonus credit wagering requirement balance will be reduced by £5 to £195; you win £50; £25 of your winnings (i.E. 50%) will be credited to your cashable credit account; and £25.00 of your winnings (i.E. 50%) will be credited to your bonus credit account.
When betting on our betting and gaming products, the percentage of your stake that will contribute to the bonus credit wagering requirement is as follows:
When playing with bonus credit winnings from casino games, the wagering contribution taken from the remaining bonus wagering will be the contribution % of the casino game that the winnings came from, regardless of which game in being played. For example, if you win £10 on roulette, then play with that £10 in a slots game, the wagering contribution for the slots play will be 10% (the casino game wagering contribution).
Stakes from your account will be made in this order:
- Free spins (if any);
- Any amounts in your cashable credit account which comprise of winnings from bonus credit;
- Any amounts in your cashable credit account which comprise of winnings from deposits;
- Any deposited amounts in your cashable credit account; and
- Any bonus amounts in your bonus credit account.
By placing a real money bet, you warrant that you are legally able to do so within your jurisdiction and that you accept that we are unable to provide any warranties as to the legality or otherwise of your participation in real money play. It is your responsibility to determine if remote gambling is legal in your jurisdiction.
In the event of a disconnection from the service whilst you are using our betting and gaming products, you are advised to log back in as quickly as possible. If you experience disconnection difficulties on a regular basis, please consult your service provider as to what measures can be initiated to help reduce this risk. We shall not be responsible for any damages, liabilities or losses suffered as result of the disconnection of players during play.
Section 7: bonuses
Section 7a: general rules applicable to bonuses
We offer a number of opportunities for players to qualify for bonus credit which is added to a player’s bonus credit account. This includes, for new players, the introductory free spins, deposit activated free spins and the deposit match bonuses. Other bonuses are available from time to time. All bonuses can be used to win real money.
All bonuses will be subject to successful verification of your identity (name, address and date of birth). No bonuses can be used until the process is complete.
Bonuses will be added to your bonus credit account. All bonuses are subject to the bonus wagering requirement and specific game stake contribution % as stated in section 6 term 39. Winnings arising out of bonus credit will also be credited to your bonus credit account. Once your bonus credit wagering requirement balance is £0, any remaining bonus credit will automatically be transferred as winnings to your cashable credit account.
When you download a game with a free bonus attached, the bonus can be claimed only once. There will be no bonuses for subsequent downloads of the same game by you.
You may receive regular updates by text message advising you of bonuses received depending on your account settings.
From time to time we may offer bonuses that, if not used, expire after a certain time period. Please note that if the bonus is not used within this time period, it will disappear from your account.
If you sign up to a promotion offering a free bonus or free spins without the need to make a deposit the maximum withdrawal that you can make is £50 on bonus boss if you are a UK player and £50/ 50 euros/ $50 or other currency equivalent if you are a non-UK player. This withdrawal limit applies to each promotion of this type providing you have made at least one deposit on your respective account. If you have not made any deposits then this withdrawal limit is applied throughout the lifetime of your respective account for funds won from promotions of this type.
Connections credit union $100 checking bonus [ID]
Find an updated list of connections credit union promotions, bonuses, and offers here.
Currently, you can take advantage of their $100 bonus when you open a checking account and meet all the requirements.
Connections credit union bank promotions summary
At connections credit union, they are here for their members. They are very proud of their ability to provide exceptional member-service each and every day. It is important to them that they are able to get to know each of theirmembers and meet all of their customer’s unique financial needs
| eligibility: connections credit union is open to most persons, along with family members who live and work in ada, bannock, bingham, bonneville, canyon, cassia, jefferson, jerome, lincoln, minidoka, and twin falls counties. Membership also extends to businesses and other legal entities operating in those counties. See current membership details |
- Bonus link(s):
- $100 checking bonus (none)
- Account type: kasasa checking
- Availability: ID
- Branches: 11 branches (bank locator)
- Credit inquiry:soft pull
- Direct deposit requirement:yes
- Credit card funding:unknown
- Early termination fee: none listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare connections credit union rates for cds and savings with our best rates for savings and CD accounts.
Be sure to check more popular bank promotions include chase bank, discover bank, TD bank, huntington bank, HSBC bank, and many more.
I’ll go over connections credit union promotions below.
Connections credit union $100 checking bonus
- What you’ll get: $100 bonus
- Where it’s available: ID
- How to earn it:
- Open a kasasa checking account and earn up to $100 when you set up a direct deposit and complete the following requirements for three consecutive months:
- At least 12 debit card transactions, pin-based or signature based, each greater than $5.00
- Be enrolled in and agree to receive e-statements, and;
- Be enrolled and log into online banking at least once during qualification cycle.
- Open a kasasa checking account and earn up to $100 when you set up a direct deposit and complete the following requirements for three consecutive months:
- When it expires: none
Furthermore, I would compare this offer to some of the best offers available for entry level checking accounts. Current bonuses such as chase total checking ( $200 bonus ), HSBC advanced checking ( $200 bonus ), huntington asterisk-free checking® ( $150 bonus ), huntington 5 checking ( $200 bonus ) as well as the TD bank convenience checking ( $150 bonus ) are all fantastic offers.
At connections credit union, members open a savings account and receive their share of the credit union at the same time; by doing this, you share in the privilege of owning your credit union and the pride that comes with it.
Citizens account bonuses
Connections credit union offers cash bonuses for new checking customers from time to time. Sometimes you have to open a checking plus savings account package to earn these bonuses.
As an added perk, all connections credit union checking accounts offer free online banking, mobile banking, and mobile deposits.
Special checking account features
All connections credit union checking accounts come with these features.
- Mobile deposit: deposit checks straight from your smartphone into your phone to your checking account – anywhere, anytime. Sign up here.
- Automatic bill pay: set up one-time or regularly scheduled payments – up to a year in advance.
- Reminders: monthly reminders help you save
What to open at connections credit union
Keep your eye out on these great connections credit union products:
- Kasasa checking: you can earn a $100 bonus when you open a kasasa checking account and complete the requirements.
Connections credit union checking alternatives
Deposit products are offered in the U.S. By HSBC bank USA, N.A. Member FDIC.
How to avoid connections credit union checking account fees
- Kasasa checking: no monthly fees
- Kasasa cash back checking: no monthly fees
- Kasasa tunes: no monthly fees
Savings account offers
- Savings: this account earns 0.02% APY. There are no monthly service fees
- Certificate of deposit
- Standard term CD: 0.10% – 1.25% APY. Terms ranging from 12 month – 24 months. Minimum deposit of $1,000.
- Money market:0.01% varying minimum balances to earn APY.
Connections credit union savings alternatives
Author’s verdict
To summarize, connections credit union has some of the best promotions, bonuses, and offers. With great services in addition to their financial products, you can be sure your financial future is secure.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of connections credit union promotions here.
Check back often for more connections credit union bonuses, promotions, or offers!
| FEATURED BANK PROMOTIONS | ||
| PROMOTIONAL LINK | OFFER | REVIEW |
| chase business complete banking SM | $300 cash | review |
| chase total checking ® | $200 cash | review |
| HSBC premier checking member FDIC | $450 cash | review |
| HSBC premier checking member FDIC | up to $600 | review |
| HSBC advance checking member FDIC | $200 cash | review |
| HSBC advance checking member FDIC | up to $240 | review |
| huntington 25 checking | $500 cash | review |
| huntington bank unlimited plus business checking | $750 cash | review |
| huntington bank unlimited business checking | $400 cash | review |
| huntington bank business checking 100 | $200 cash | review |
| TD bank beyond checking SM | $300 cash | review |
| TD bank convenience checking SM | $150 cash | review |
| axos bank basic business checking | $100 cash | review |
| aspiration spend & save | $100 cash | review |
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Banner bank $100 checking bonus [CA, ID, OR, WA]
Check out the latest banner bank promotions, bonuses, and offers here.
They are currently offering a $100 bonus when you open a new checking account and meet the requirements.
Banner bank promotions review
More than 130 years ago, they started with core values that will never go out of style: listen, learn and help people and businesses reach their goals. Furthermore, banner bank is a dynamic full-service financial institution, operating safely and profitably within a framework of shared integrity.
- Bonus links:
- $100 checking bonus (12/15/2020)
- Account type: checking account
- Availability: CA, ID, OR, WA
- Branches: 200+ (branch locator)
- Credit inquiry:soft pull or hard pull?
- Direct deposit requirement:optional
- Credit card funding:none
- Early termination fee: none listed, check with CSR for more information
For more current offers, check out our bank bonuses page. Compare banner bank rates for cds and savings with our best rates for savings and CD accounts.
Be sure to check more popular bank promotions include chase bank, discover bank, TD bank, huntington bank, HSBC bank and many more.
I’ll go over banner bank offers below.
Banner bank $100 checking bonus [targeted]
- What you’ll get: $100 bonus
- Where it’s available:
- How to earn it:
- Open a new checking account
- Use promo code on your mailer
- Make three debit card transactions within 60 days of account opening
- When it expires: 12/15/2020
(expires december 15, 2020)
Compare this offer to some of the best offers available for entry level checking accounts like the chase total checking ( $200 bonus ), HSBC advanced checking ( $200 bonus ), huntington asterisk-free checking® ( $150 bonus ), huntington 5 checking ( $200 bonus ) as well as the TD bank convenience checking ( $150 bonus ).
Your financial needs are unique. That’s why banner bank offers multiple checking account options to meet your lifestyle. Check out their account features and choose the one that best fits you.
Checking account bonuses
Banner bank offers cash bonuses for new checking customers from time to time. When you open a new qualifying checking account and meet the requirements, you can receive a generous bonus. Additionally, you can gain access to many great features.
Special checking account features
All banner bank checking accounts come with these features.
- Online banking: with banner online banking, you can manage your finances from your desktop, tablet or smart phone.
- Mobile banking: do all of your banking from your mobile device, including depositing checks with our mobile app for iphone® and android™ devices.
- Digital wallet: apple pay, google pay, samsung pay
What to open at banner bank
Keep your eye out for these great banner bank products:
- Connected checking: best if you like a hard-working account with no monthly service fees and access to cash when and where you need it.
- Rewards checking: best for those who want added security such as identity theft protection, cell phone protection and AD&D insurance.
- Interest checking: best if you carry higher balances, use atms when you travel and want to earn rewards.
- Banner’s best checking: best if you keep higher balances and want to earn interest, or if you frequently use atms when you travel and want to earn rewards on spending.
Banner bank checking alternatives
Deposit products are offered in the U.S. By HSBC bank USA, N.A. Member FDIC.
How to avoid banner bank checking account fees
- Connected checking: none
- Rewards checking: avoid $6 fee by maintaining minimum balance
- Interest checking: waive $7 fee with minimum daily balance of $1,500 or average combined checking/savings relationship deposit balance of $10,000
- Banner’s best checking: waive $12 fee with minimum daily balance of $5,000 or average combined checking/savings relationship deposit balance of $25,000
Savings account offers
- Connected savings: A great savings account that earns competitive rates, compounds daily, and you get unlimited withdrawals, too.
- Money market: with competitive tiered interest rates, it’s a smart savings solution and an account you can use every day.
- Banner’s best savings: for big savers with big plans, earn interest with a high-yield tiered savings account.
Banner bank savings alternatives
Bottom line
If you live in one of the eligible states, be sure to check out this promotion for an easy way to earn some extra cash. However, be sure to find out if it triggers a hard or soft pull first and let us know in the comments below.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of banner bank promotions here.
| FEATURED BANK PROMOTIONS | ||
| PROMOTIONAL LINK | OFFER | REVIEW |
| chase business complete banking SM | $300 cash | review |
| chase total checking ® | $200 cash | review |
| HSBC premier checkingmember FDIC | $450 cash | review |
| HSBC premier checkingmember FDIC | up to $600 | review |
| HSBC advance checkingmember FDIC | $200 cash | review |
| HSBC advance checkingmember FDIC | up to $240 | review |
| huntington 25 checking | $500 cash | review |
| huntington bank unlimited plus business checking | $750 cash | review |
| huntington bank unlimited business checking | $400 cash | review |
| huntington bank business checking 100 | $200 cash | review |
| TD bank beyond checking SM | $300 cash | review |
| TD bank convenience checking SM | $150 cash | review |
| axos bank basic business checking | $100 cash | review |
| aspiration spend & save | $100 cash | review |
About megan bao
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Sofi promotions: $50, $75, $100, $300 bonuses for sofi money, sofi invest, student loan, personal loan products
Take advantage of the best sofi promotions, bonuses and offers here. Their current products includes sofi money, active investing, student loan as well as personal loan products.
Sofi promotions review
Social finance, also know as sofi, is best know for their student loan refinancing products that targets recent graduates with high incomes. Whether you are looking for a savings, investing, or borrowing promotion, sofi has the account and tools to help your financial future.
- Bonus link:
- $50 money bonus
- $50 invest bonus
- $25 roundup bonus
- $300 bonus loan referral
- Fee free loans
- $75 direct deposit bonus (2/28/2021)
- Availability: nationwide *online*
- Branches: online
- Credit inquiry:unknown
- Direct deposit requirement:unknown
- Credit card funding:unknown
- Early termination fee: none
For more current offers, check out our bank bonuses page. Compare sofi rates for cds and savings with our best rates for savings and CD accounts.
Be sure to check more popular bank promotions include chase bank, discover bank, TD bank, huntington bank, HSBC bank and many more.
I’ll go over sofi offers below.
Sofi money $50 bonus
- What you’ll get: $50 bonus
- Where it’s available: nationwide
- How to earn it:
- Sign up to sofi money account and deposit at least $500 into your account
- Sofi money charges no account fees and offers unlimited reimbursement for ATM fees each month, free P2P payments, free bill pays and much more.
- Keep the account open and in good-standing to earn to the 0.25% APY rate
- New member and referral member both gets $50 bonus.
- When it expires: does not expire
Sofi $50 invest bonus
- What you’ll get: $50 bonus
- Where it’s available: nationwide
- How to earn it:
- To receive the offer, you must: open a new sofi securities LLC active brokerage account through the signup link you were given.
- Add at least $1,000 to your brokerage account.
- The $50 bonus will be in the form of a fractional share in a company
- When it expires: does not expire
Sofi $25 in roundup bonus
- What you’ll get: $25 bonus
- Where it’s available: nationwide
- How to earn it:
- Sofi money will 2x your roundups savings for transactions.
- From 01/04/2021 through 01/31/2021, sofi will match all roundups up to $25!
- When you spend, we’ll round up your transaction to the nearest dollar and put the change into your account.
- Every time you spend, we’ll transfer the spare change to a vault (you won’t miss it – but it will add up for the future!)
- When it expires: does not expire
Sofi $300 loan referral bonus
- Account type: sofi loan account
- Loan amount: $5,000-$100,000
- Loan term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with autopay)
- Variable: 5.74% APR to 14.700% APR (with autopay)
- Repayment options: monthly
Sofi fee free loan
- Account type: sofi loan account
- Loan amount: $5,000-$100,000
- Loan term: 2 to 7 years
- APR:
- Fixed: 5.990% APR to 16.240% APR (with autopay)
- Variable: 5.74% APR to 14.700% APR (with autopay)
- Repayment options: monthly
Sofi $75 direct deposit bonus
- What you’ll get: $75 bonus
- Where it’s available: nationwide
- How to earn it:
- Set up direct deposit from your employer to sofi money.
- Receive $500 or more in qualified direct deposits between 8/4/2020 and 02/28/2021.
- Your $75 bonus will be deposited into your sofi money account.
- Get rewarded and unlock all the benefits of sofi money with direct deposit!
- When it expires: 2/28/2021
Investment account bonuses
Sofi offers cash bonuses for new investment customers from time to time. These promotion provide fantastic accounts with great services and features.
As an added perk, all sofi investment accounts offer free online banking, mobile banking, and mobile deposits.
Special investment account features
All sofi investment accounts come with these features.
- Low costs: get started with as little as $1—and trade stocks and etfs for free.
- Online banking: the easiest way to make and track payments, and manage your finances all in one place.
- Diversified investing: they make it easy to spread your money out across stocks, curated etfs, crypto, and stock bits.
What to open at sofi
Keep your eye out on these great sofi products:
- Sofi invest: you can earn a offering a $100 bonus when you open a new sofi securities LLC active brokerage account and fund it with at least $1,000.
- Money referral: you can earn a competitive checking/savings account which earns 0.10% APY interest. New member gets $25 bonus through the current promotion when signing up with a referral link and funding the account $100.
- Sofi loan referral: you can earn a generous bonus when you refer a friend or family member for a student loan through the referral program.
- Sofi loan: you can borrow up to $100k with industry-leading low APR rates. Simply fill out the online application and find a rate that fits your financial needs.
Sofi checking alternatives
Deposit products are offered in the U.S. By HSBC bank USA, N.A. Member FDIC.
- No monthly fees listed
Savings account offers
- Savings: check with local CSR
- Money market: check with local CSR
- Savings certificate: check with local CSR
Sofi savings alternatives
Sofi crypto $25 bitcoin bonus
- To receive the offer, you must: open a new sofi digital assets LLC account through the signup link you were given, and buy at least $10 worth of any cryptocurrency within 7 DAYS.
- The offer only applies to new crypto accounts.
- The offer is limited to one per person.
- The offer expires on december 31st, 2020.
- Once conditions are met and account is opened, you will receive $25 in bitcoin (BTC) within 7 days.
- Bonus amounts of $600 or greater in a single calendar year may be reported to the internal revenue service (IRS) as miscellaneous income to the recipient on form 1099-MISC in the year received by applicable law.
- Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer, consult your tax advisor to determine applicable tax consequences.
- Sofi reserves the right to change or terminate the offer at any time without notice.
- Please refer to form ADV part II for additional disclosure information regarding related parties.
Author’s verdict
With competitive rates from sofi such as their savings or APR rates, you are able to gain access to fantastic features and member-exclusive benefits. Applying for a sofi account is fast and easy so sign up if any of the above promotions interests you.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of sofi promotions here.
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| chase total checking ® | $200 cash | review |
| HSBC premier checkingmember FDIC | $450 cash | review |
| HSBC premier checkingmember FDIC | up to $600 | review |
| HSBC advance checkingmember FDIC | $200 cash | review |
| HSBC advance checkingmember FDIC | up to $240 | review |
| huntington 25 checking | $500 cash | review |
| huntington bank unlimited plus business checking | $750 cash | review |
| huntington bank unlimited business checking | $400 cash | review |
| huntington bank business checking 100 | $200 cash | review |
| TD bank beyond checking SM | $300 cash | review |
| TD bank convenience checking SM | $150 cash | review |
| axos bank basic business checking | $100 cash | review |
| aspiration spend & save | $100 cash | review |
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[double dead] A complete guide to motif investing promotional bonus offers ($100-$150)
Update 4/19/20: multiple sites (RI, …) are reporting that motif investing is shutting down [accounts are being transferred to folio investing]. Perhaps they couldn’t successfully compete in a lower/no fee brokerage world. Maybe the end began some time back when they stopped investing in marketing promotions.
This is a guest post by reader don L, it’s probably one of the most thorough posts I’ve read so give it a go.
Doc has written about motif investing in the past. In this post, I will:
- Tell you why I believe the motif investment bonuses can be viewed like bank bonuses (closely equivalent to bank bonuses and available nationwide), and
- Breakdown the current promotional offers
Making an investment bonus nearly as safe as a bank bonus (low risk execution strategy i )
Invest in money market funds
To complete this bonus, you need not invest in high risk assets.
You can invest in money market type investments. The etfs available can lose value (prices float, are set by market trading) but on any regular day only move fractions of a percent in price.
A motif is a portfolio that you build and trade as a unit. I built the following motif (“prime money market fund” [if interested you can use it too ii ]):
It’s an equally weighted allocation across the full etfdb.Com universe of money market etfs iii .
In addition to the low risk nature of money market like funds, by putting multiple funds within the motif (portfolio) you lower the risk of principal loss even further.
Buy motif one day, sell the next day
To trigger my bonus, I purchased the motif on monday and sold it on tuesday.
In this case you only accept a day’s worth of price movement.
You may be able to buy and sell on the same day and still trigger the bonus, but I didn’t want to risk it. I thought it best to allow the trade some time to settle.
Invest the minimum required amount
As with all deals, only make the minimum required investment; this places the smallest amount of principal at risk.
A minimum motif investment is $250 (smaller minimums apply to other trades – more info below)
Breakdown of current deals
Two general promotions are currently being offered:
- $100 1-trade offer (refer-a-friend), and
- $150 5-trade offer iv
$100 1-trade offer (refer-a-friend)
- Open a motif investing account
- Fund with $1000 (must remain for 45 days)
- Execute one motif trade (minimum of $250 investment)
- Bonus ($100) posts within 75 days
The rules (fine print) v
- Funds must post within 10 days of account opening
- Non-retirement accounts
- Must be at least 18 years old
Following the strategy above you actually need to make 2 trades, one trade to buy the motif and a second trade to sell the motif; each trade costs approximately $10 vi . So the net bonus is:
$100 (new member bonus) – $10 (buy commission) – $10 (sell commission) = $80
But the advantage of the refer-a-friend bonus, is that the referrer (the referee? – the person providing the referral link) also receives a $100 bonus. If you make arrangements with your trustworthy friend (counterparty) to split his side of the bonus 50/50 this adds another $50.
$80 + $50 (half of old member bonus) = $130
I would also subtract an opportunity cost for the interest that your $1000 could have been earning in a 5% promotional account for around two months – approximately $8. To get a net value of the bonus of:
$130 – $8 (lost interest) = $122 vii
This calculation doesn’t take your time into account, but the account opening and funding process is smooth, and it only took me a total of about 15 minutes to complete the steps above viii .
If you would rather look at it as a return on your investment you would earn about 13% in 2 months (or annualized rate of around 108%) ix .
In a quick summary table:
[warning: I have not personally completed this deal – I successfully completed the $100 1-trade deal above]
- Open a motif investing account
- Fund with $2000
- Execute 5 motif trades
- Bonus ($150) posts within 75 days
The rules (fine print) xi
- Funds must post within 30 days of account opening
- Non-retirement accounts
- Must be at least 18 years old
An interesting element of the $150 5-trade deal is that it can be completed (fully liquidated) in 5 trades. The key is to buy the same motif twice and sell the total purchase once (for instance buy $250 of motif A, buy $250 of motif A, sell $500 of motif A) [in this example you would still need two additional trades to trigger the bonus] xii . So the net bonus is:
$150 (new member bonus) – $50 (commissions for five trades) = $100
If we also subtract an opportunity cost for the interest that in this case your $2000 could have earned in a 5% promotional account for about two months (approximately $17), we get a net value of the bonus:
$100 – $17 (lost interest) = $83
If you would rather look at it as a return on your investment you would earn about 5% in 2 months (or an annualized rate of around 34%)
Additional (possibly riskier) bonus triggering strategies
[warning: I have not used these strategies, I do not know if they will trigger the promotional credit]
The terms of the $150 5-trade offer seem fairly locked down:
A motif trade is defined as a completed purchase or sale of a motif for $9.95 commission. Individual stock trades will not be considered as part of this offer.
But the terms of the $100 1-trade offer appear more open to using lower cost options to complete the deal.
Modification #1 – purchase one ETF, instead of one motif – net bonus (cash $140, value
ETF/stock trades are cheaper at $5 xiii , than the $10 motif trades.
When a potential new member receives a referral link, they will see the following message:
Your friend will receive $100 for each friend that opens a new motif investing non-retirement account via the referral link, funds it with at least $1,000 and executes one motif trade. Xiv
But when the link is generated the current member sees the following language:
You will receive $100 for each friend you refer that opens a new motif investing non-retirement account, funds it with at least $1,000 and executes one motif or single stock trade. Xv
I followed up with motif support on this discrepancy and they seemed to state that ETF trades would qualify for the $100 1-trade refer-a-friend bonus.
This would lower the commission cost to only $10 (2, $5 trades [buy, sell]), for a net bonus value of $132.
An additional element to consider is that when buying single etfs no $250 minimum motif purchase limit exists, you can buy fractional shares – so you may be able to trigger the bonus by only investing a few dollars in one money market like fund. For instance, you can buy 0.1 shares of BIL (SPDR barclays 1-3 month T-bill ETF) for $4.57 + commission.
By only investing in one money market like fund versus a motif (portfolio) of money market like funds you may increase your price risk a small amount, but this factor should be far outweighed by the lower commissions and the reduced principal at risk (fractional shares).
Modification #2 – find a commission free motif to trade
At times it appears motif, promotes a motif of the week, which you can trade commission free (here’s another example xvi ).
Additionally, motif is currently offering no commission horizon funds.
So if you are able to catch one of these deals you may be able to eliminate your commission cost completely.
- By stacking deals this may violate motifs T&C. I would say there appears to be more promotional risk with this strategy.
- Additionally, a promotion may not be running during the window you need to complete a trade.
- Also of importance, the promotional motifs generally have much more price risk than money market like funds.
Additional info
Final thoughts
Thanks for reading. Please share your experiences and ideas in the comments below, perhaps we can make this post into a comprehensive guide.
If you would like to proceed with the refer-a-friend option, the author of this post would be happy to work with you and split his portion of the referral bonus (please contact don at motifpromodoc@gmail.Com ).
Thanks again to don for writing this guide, since he was so thorough and willing to split the referral bonus with people I’d kindly ask you not to share your referral details in the comments. I’d just assume that you won’t get the extra $50 and then be happy if/when it does come along as an added bonus.
I in summary you want to invest the smallest amount, in the least volatile investment, for the shortest period of time.
Ii the prime money market fund is available within the community created motifs tab. In full disclosure, motif investing has a royalty program that pays a $1 (from their standard commission rate – no additional cost to the purchaser) for the purchase of community created motifs. You can create your own motifs to earn royalties.
Iii these funds may not technically be money market funds as defined by a regulating body like the SEC. I use the term to describe a fund that invests in short term high quality debt securities.
Iv technically in the $150 offer lower number of trades can be transacted for lower bonus amounts, but since the same deposit is required across all bonus tiers, the 5-trade tier establishes the highest net bonus so I will only consider this option in this post.
V $100 1-trade refer-a-friend details
Please see “new member terms received” end note below.
Vi motif trade commissions are technically $9.95, but it looks like there is a regulatory fee of approximately $0.08 on a $250 sell trade. So for the sake of simplicity I’ll use $10.
Vii this is somewhat loose math. I’m sure someone on the internet can correct me with a proper NPV calculation.
Viii you must wait for the ACH to transfer before you can trade. So you will have to login at least twice to generate the bonus. And of course wait the approximately 2 months for the bonus to post.
Ix again this is somewhat imprecise math. I use 2 months or 60 days, when principal can be removed after 45 days, while the bonus make take as long as 75 days to post. It is approximate, I believe reasonable to use for comparison purposes.
X quick summary table – column details
Xii fat wallet comment ; fat wallet comment #
Xiii technically $4.95, but again a tiny regulator fee probably applies
Xiv new member terms received
Xv old member terms displayed
Xvi sample motif of the week promotion
Xvii I chose a cash account [vs. Margin account] during setup and received no hard credit inquiry. Motif customer support confirms no credit pull regardless of account type opened.
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I cannot see paying $20 a month to have folio manage this small account. None of it is IRA, so I can cash out and walk, but this really bites selling out now, when a couple of months ago my portfolio was worth $6K. So much for buying low and selling high. To be fair, I did end up making money, but still.
They are allowing transfers to other brokerages, but, does anyone have any knowledge of what would be a good option? I have no allegiance to doing what they would like for me to do… I hate fees. I would rather just eat the loss upfront. I know it’s pennywise and pound foolish, but I have no patience for this stuff.
So, does anyone know if I can just transfer these motifs to sofi, or schwab, fidelity, or etrade, vanguard, and not pay out the butt in fees? (I listed these specifically because I have accounts with each) oh yeah, I have robinhood, webull, and stash… I’ve had betterment and wealthsimple in the past, and probably a couple of others, but I never do transfers.
My investment style, I buy something, and I keep it until I am ready to sell – normally many, many years down the road. This is a first for me… being told to take my toys and go elsewhere. I never once rebalanced my motifs in the 7 years I owned them. (hence I probably was not a profitable customer for them)
I plan to hit reddit and see if anyone is discussing this, maybe find out what the scoop is, but wondering if the doc crowd has any recommendations?
I think it’s really crappy there is nothing on the webpage, or even inside the motif account saying they are shuttering. No messages that I see anywhere. Even the referral program is still alive! LOL
Service credit union checking bonus $100
Service credit union is offering $100 checking account bonus for new members. This bonus is available to MA and NH residents only. However, you can join service credit union if you become a member of the ACC (american consumer council) first. Use the membership code consumer at the end of the application process to waive the $5 membership fee. I do not see an expiration date listed, so I will put december 31, 2020. If the expiration date changes I will update the post.
Service credit union checking bonus $100 offer:
For the $100 checking account bonus you must:
- Must be a member of service credit union with at least $5 in a primary savings account and open a new everyday or dividend checking account to qualify for the $100 offer.
- $50 will be immediately deposited into your account at account opening.
- Additional $50 deposit will be awarded within 60 days after completion of 10 debit card transactions.
Questions:
- Does the bonus require anything additional? You must complete 10 debit card transactions.
- Will this pull my credit? No, this is a soft pull on your credit.
- Can I fund with a credit card? Yes, up to $249.
- Is there a household limit? No.
- Is there an early termination fee? No.
Terms for the service credit union checking bonus $100:
- Must be a member of service credit union with at least $5 in a primary savings account and open a new everyday or dividend checking account to qualify for the $100 offer.
- $50 will be immediately deposited into your account at account opening.
- Additional $50 deposit will be awarded within 60 days after completion of 10 debit card transactions.
- Debit transactions must be point of sale purchase and made within 30 days after account opening.
- Withdrawal and/or deposit does not qualify.
- A 1099-INT will be issued for the cash on your behalf as income.
- Cannot be combined with any other checking offers.
- Offer valid to new residents of new hampshire or falmouth, massachusetts only and subject to change or be discontinued without notice.
How to avoid the fees:
Register for the everyday checking account, because this account type has no monthly fees.
Conclusion
This $100 bonus is quite easy to complete. You will receive $50 at account opening. In addition, you will receive another $50 when you complete 10 debit card transactions. You could purchase ten (10) $0.50 amazon gift cards for $5 total. The 10 debit card transactions should trigger the additional $50 bonus to post. You can let the account sit until the bonus posts, and then close the account.
[military & retired military] air academy federal credit union $100 referral bonus
Offer at a glance
- Maximum bonus amount: $100
- Availability: open to all active and retired military plus employees, students & families in 10 local school districts. Eligible groups listed here. Can also become a member by donating any amount to the air force academy athletics
- Direct deposit required:yes, no minimum specified or ACH
- Additional requirements: see below
- Hard/soft pull:soft pull
- Chexsystems:yes
- Credit card funding:unknown
- Monthly fees: none
- Early account termination fee: $10, six months
- Household limit: none listed
- Expiration date: none listed
The offer
- Air academy federal credit union is offering a referral bonus of $100 to both parties when you open a new kasasa checking account and the person opening the account completes the following requirements (looks like they might need to be done for three consecutive months):
- Have at least 12 debit card purchases post and clear
- Have at least 1 direct deposit or automatic payment (ACH) post and clear
- Be enrolled in estatements
The fine print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding fees
Monthly fees
Both of the kasasa checking accounts have no monthly fees to worry about.
Early account termination fee
According to the fee schedule there is an early account termination fee of $10 if closed within six months of account opening.
Our verdict
Previously we’ve seen a bonus of $200 that didn’t require a direct deposit. That was obviously a bigger bonus and easier to meet the requirements for so not sure how interesting this bonus will be for most people. Feel free to share your referrals in the comments.
Hat tip to reader erik (his referral code is 7HFW6E) and morde (A72CUF)
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Current $100 checking bonus
On january 4th I received 4 $100 deposits that said “AAFCU referral rewards.” I’m on my 3rd month of debits and ACH so I’m not sure if mine posted early or if they’re all people I referred.
Yes, I believe it has expired.
Has anybody gotten the bonus yet? I think I should have gotten the bonus on friday but nothing. Looking for a timeline from somebody that has gotten it.
Just called and they said the program ended sometime around when I signed up, which was 11/9.
They called me back after doing a bunch of research on it and said I and my referrer would get the bonus at the beginning of february, so it looks like their timeline in the PDF is pretty far off.
CSR was wrong. Codes stopped being able to be generated on or about 11/30. Codes were still valid, 30 days from issuance, so that is when the program officially ended.
But yes, everyone is still waiting…
A reminder per the terms, it was 3 months of activities… not just one like originally advertised. It was in the PDF that is no longer linked.
“the existing member and the new referred member will be paid $100.00 each for the new membership
referral after the new membership checking account has completed the monthly qualifications for the
first 3 consecutive months. Both parties will be notified by email of successful completion of
requirements.
The $100.00 referral payments are made within 3 business days of program requirements being met and
will automatically be deposited into their primary savings account (S1).
The $100.00 referral payment will be paid to the primary member listed on the existing member
account and the primary member listed on the new referred member account”
so, let's see, what we have: create a new endowus account with cash smart and get $100 credited into lionglobal all seasons fund (growth). Conditions apply. At a bonus of $100 for completing
Contents of the article
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- [double dead] A complete guide to motif investing...
- Making an investment bonus nearly as safe as a bank bonus...
- Breakdown of current deals
- Additional (possibly riskier) bonus triggering strategies
- Additional info
- Final thoughts
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- Service credit union checking bonus $100
- Service credit union checking bonus $100 offer:
- Questions:
- Terms for the service credit union checking bonus $100:
- How to avoid the fees:
- Conclusion
- [military & retired military] air academy federal credit...
- The offer
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